That Sioux Falls paper is quizzing online readers on what they know about the ballot measures. Their online quiz poses eight questions—one question covers both payday lending measures, and apparently Referred Law 19 is just too wonky to come up with a question.
I won’t spoil the answers for you, but one of my most eager readers notes that our journalist friends in Sioux Falls are getting the payday lending measures, the genuine rate cap of Initiated Measure 21 and the fake rate cap of Amendment U, exactly right:
“Only one measure would create a hard cap on payday loan rates,” and that’s IM 21. Amendment U offers a “soft” cap—so soft that simply putting pen to paper makes it go poof!
The Sioux Falls paper thus joins the League of Women Voters of South Dakota and the Sioux Falls Area Chamber of Commerce in rejecting Amendment U sponsor Lisa Furlong’s false claim that U is a “strict” cap that is “far more stringent” than IM 21.
Don’t let any payday lender propagandist delegitimize the press by saying this quiz question is biased and that that Sioux Falls paper is evidently campaigning for the IM 21 committee. Far from it: this quiz question states an objective fact which every responsible newspaper and other media outlet should be reporting loudly and clearly to every voter in South Dakota.
p.s.: It appears lots of people taking the quiz so far know the rate cap rates and other details of the ballot questions. When I aced the quiz thirty minutes ago, the website reported that 100% scorers make up the largest segment of quiz-takers:
Grading strictly (requiring 70% or better not to flunk), a majority taking the quiz passed. That’s not bad two months out from the election, when the only major statewide advertising has been the anti-IM 22 noise from the self-serving Koch brothers. Maybe people clicking on a ballot question quiz while reading an article on the ballot questions might skew toward high-information voters who are seeking more details and eager to prove their knowledge. But we can hope those high-information voters will share the quiz online and share their knowledge with their friends as the election approaches.